Date: Webinar is |

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Credit Ain't Nothing But A Number: But, It's An Important One...

Join our FREE webinar and learn how credit really works: how to read your credit report, what goes into your score, and the everyday habits that build strong credit. Get the knowledge you need to take your next step toward owning a home!

IF YOU ARE TIRED OF LIVING

PAYCHECK TO PAYCHECK?

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This Webinar Is For You If...

You’re tired of living paycheck to paycheck and know your credit is holding you back.
You’re ready to stop letting bad credit run your life and start rebuilding with purpose.
You’ve tried fixing your credit before, but you need a clear, step-by-step plan that works.You struggle with saving money and need help figuring out where to start..
You’re hoping to buy a home but are unsure how to align your finances to make it happen.
You’re overwhelmed by collections, late payments, or charge-offs, and don’t know where to begin.
You want to buy a home, but your credit score is standing in the way.
You feel anxious every time you check your credit and want peace of mind and financial stability.
Q&A with a Real Estate Expert: Have your questions answered live by an experienced realtor with over 33 years in the industry.

YOUR HOST

I Am Rubbie Groves-Clay?

As a native St. Louisan, Broker-Owner of Clay Realty Group LC, and author of "Get A Hold Of Your Darn Finances," I’ve spent over 33 years in Real Estate and 35+ years in Property Management. With expertise as a Licensed Insurance Broker (Life, Health, Property & Casualty) and a HUD Listing Agent for more than 10 years, I specialize in helping clients navigate the challenges of purchasing homes, especially HUD homes.

With rising costs and financial uncertainty, your credit health matters now more than ever. In this Get A Hold Of Your Darn Credit webinar, I’ll show you how to understand, repair, and rebuild your credit—step by step. This isn’t just about boosting your score; it’s about taking back control of your financial life.

We’ll dive into the truth about credit reports, scores, collections, late payments, charge-offs, and more—and how to handle them with confidence. Whether you're looking to qualify for a home, get approved for better interest rates, or simply stop feeling anxious every time someone mentions "credit," this session is for you.

What You'll Learn in This Free Webinar...

The Importance of Credit – Discover why credit plays a vital role in your financial freedom and how it affects major life decisions like buying a home or car.

How to Read Your Credit Report – Learn how to break down your credit report, understand each section, and spot red flags or errors that could be hurting your score.

Disputing Negative Items – Get step-by-step guidance on how to challenge inaccurate or outdated accounts, collections, charge-offs, and judgments legally and effectively.

Credit Score Breakdown – Understand what makes up your credit score, how it's calculated, and which actions help—or hurt—it the most.

Credit Boosting Strategies – Learn practical tips to raise your credit score, including credit builder tools, secured cards, and smart utilization techniques.

Using Credit to Build Wealth – Shift your mindset and learn how to use credit as a tool—not a trap—for long-term financial stability.

YOU CAN DO THIS!

Seize Your Chance to Master Your Credit and Secure Your Future with Expert Guidance

What Clients Saying about us

This program gave me clarity, confidence, and control over my money—for the first time ever in life.

~ Kevin Williams

I finally understand my credit report, how to fix it, and that credit is a tool—now I have peace and sleep better at night.

~Jessica Moore

The step-by-step support made all the difference—now I have a plan and now I'm in the process of buying my own home.

~Marcus Daniels

I stopped ignoring my finances and took control—now I have confidence and pay my bills on time. Don't hide from it.

~Louis Taylor